Classic banana bread gets a delightful twist with this Cream Cheese Banana Bread recipe. The creamy cheesecake filling elevates the traditional loaf, making it perfect for breakfast or as a snack. This version is ideal for using overripe bananas, ensuring none go to waste. Whether you’re hosting a brunch or simply craving a sweet treat, this bread is sure to impress with its rich flavor and moist texture.

Jump to:
- Why You’ll Love This Recipe
- Tools and Preparation
- Essential Tools and Equipment
- Importance of Each Tool
- Ingredients
- For the Cream Cheese Filling
- For the Banana Bread
- How to Make Cream Cheese Banana Bread
- Step 1: Preheat the Oven
- Step 2: Prepare the Cream Cheese Filling
- Step 3: Make the Banana Bread Batter
- Step 4: Combine Dry Ingredients
- Step 5: Assemble the Loaves
- Step 6: Bake
- How to Serve Cream Cheese Banana Bread
- With Fresh Berries
- Spread with Nut Butter
- Drizzled with Honey
- Warmed with Butter
- Paired with Cream Cheese Frosting
- How to Perfect Cream Cheese Banana Bread
- Best Side Dishes for Cream Cheese Banana Bread
- Common Mistakes to Avoid
- Storage & Reheating Instructions
- Refrigerator Storage
- Freezing Cream Cheese Banana Bread
- Reheating Cream Cheese Banana Bread
- Frequently Asked Questions
- What makes Cream Cheese Banana Bread different from regular banana bread?
- Can I use different types of bananas?
- How can I customize my Cream Cheese Banana Bread?
- Can I make this recipe vegan?
- How do I know when my Cream Cheese Banana Bread is done?
- Final Thoughts
- 📖 Recipe Card
Why You’ll Love This Recipe
- Deliciously Creamy: The cream cheese filling adds an indulgent richness that pairs perfectly with the sweet bananas.
- Easy to Make: With simple steps and common ingredients, this recipe is perfect for bakers of all levels.
- Perfect for Any Occasion: Enjoy it as a breakfast treat, a midday snack, or even dessert!
- Moist and Flavorful: The combination of ripe bananas and cream cheese ensures a moist loaf bursting with flavor.
- Versatile Serving Options: Serve it warm, toasted, or with your favorite spread for a delightful twist.
Tools and Preparation
To create the perfect Cream Cheese Banana Bread, having the right tools is essential. Here are some items you’ll need to make baking easier.
Essential Tools and Equipment
- Loaf pans
- Mixing bowls
- Electric mixer
- Measuring cups and spoons
- Whisk
Importance of Each Tool
- Loaf pans: These ensure your bread has the perfect shape and allows for even baking.
- Electric mixer: Makes mixing the cream cheese filling quick and easy, resulting in a smooth texture.
- Measuring cups and spoons: Accurate measurements are crucial for baking success to achieve optimal flavor and texture.

Ingredients
Classic banana bread upgraded with a creamy cheesecake filling, perfect for using overripe bananas.
For the Cream Cheese Filling
- 1 package (8 ounces) cream cheese, room temperature
- ½ cup (100g) granulated sugar
- 1 large egg, room temperature
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
For the Banana Bread
- 3 ripe bananas
- ½ cup (113g) butter, melted
- ½ cup (100g) granulated sugar
- ½ cup (100g) light brown sugar, packed
- 2 large eggs, room temperature
- ½ cup sour cream, room temperature
- 2 teaspoons vanilla extract
- 2 cups (256g) all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
How to Make Cream Cheese Banana Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Spray two 9×5-inch loaf pans with nonstick cooking spray to prevent sticking.
Step 2: Prepare the Cream Cheese Filling
- In a mixing bowl, beat together the cream cheese and sugar until smooth.
- Add in the egg and vanilla extract, continuing to mix until combined.
- Stir in the tablespoon of flour until well incorporated. Set aside.
Step 3: Make the Banana Bread Batter
- In a large bowl, mash the ripe bananas until smooth.
- Add melted butter and both sugars; mix until combined.
- Beat in eggs, vanilla extract, and sour cream until fully integrated.
Step 4: Combine Dry Ingredients
In another bowl, whisk together the all-purpose flour, baking soda, and baking powder. Gradually add this mixture to the wet ingredients, mixing just until combined.
Step 5: Assemble the Loaves
- Pour 2 cups of batter into each prepared pan.
- Spread the cream cheese mixture evenly on top of each batter layer.
- Add any remaining batter on top of the cream cheese layer.
Step 6: Bake
Bake in your preheated oven for 50-55 minutes. Check if done by inserting a toothpick into the center; it should come out with moist crumbs attached. Allow cooling completely before serving.
This delightful Cream Cheese Banana Bread will surely become a favorite in your home! Enjoy every slice!
How to Serve Cream Cheese Banana Bread
Cream Cheese Banana Bread is a delicious treat that can be enjoyed in various ways. Whether served as a breakfast staple, an afternoon snack, or a delightful dessert, it pairs beautifully with many accompaniments.
With Fresh Berries
- Serve slices topped with fresh strawberries, blueberries, or raspberries for a burst of color and flavor.
Spread with Nut Butter
- A smear of almond or peanut butter adds protein and a nutty taste that complements the sweetness of the bread.
Drizzled with Honey
- A light drizzle of honey enhances the flavors and adds a touch of natural sweetness.
Warmed with Butter
- Enjoy a warm slice spread with softened butter for an indulgent experience.
Paired with Cream Cheese Frosting
- For an extra creamy treat, top slices with cream cheese frosting for a dessert-like delight.
How to Perfect Cream Cheese Banana Bread
Perfecting your Cream Cheese Banana Bread is easy with a few simple tips. Follow these suggestions to elevate your baking game.
Use Overripe Bananas: The riper the bananas, the sweeter and more flavorful your bread will be. Look for bananas with brown spots.
Room Temperature Ingredients: Ensure that your cream cheese and eggs are at room temperature. This helps them blend smoothly into the batter.
Don’t Overmix: When combining wet and dry ingredients, mix just until incorporated. Overmixing can lead to dense bread.
Check for Doneness: Use a toothpick to check if the bread is done. It should come out with moist crumbs but no wet batter.
Best Side Dishes for Cream Cheese Banana Bread
Cream Cheese Banana Bread pairs well with several side dishes that complement its flavors. Here are some excellent options to consider:
Greek Yogurt: A dollop of Greek yogurt adds creaminess and protein, enhancing your meal’s nutritional value.
Fruit Salad: A vibrant fruit salad provides freshness and balances the sweetness of the banana bread beautifully.
Cottage Cheese: Pairing banana bread with cottage cheese adds a savory element that contrasts nicely with the sweet loaf.
Chia Seed Pudding: This healthy option is rich in fiber and protein, making it an excellent accompaniment to banana bread.
Oatmeal: A bowl of oatmeal topped with sliced bananas creates a hearty breakfast combination that’s filling and delicious.
Green Smoothie: A refreshing green smoothie adds nutrients and balances the sweetness while providing hydration.
Common Mistakes to Avoid
To create the perfect Cream Cheese Banana Bread, it’s essential to avoid common pitfalls that can affect the texture and flavor.
- Boldly Overmixing: Overmixing the batter can lead to a dense loaf. Mix just until combined for a light and fluffy texture.
- Boldly Skipping Room Temperature Ingredients: Using cold ingredients can prevent proper mixing. Always ensure your cream cheese, butter, and eggs are at room temperature.
- Boldly Not Measuring Flour Properly: Too much flour can make your bread dry. Use the spoon-and-level method for accurate measurement.
- Boldly Ignoring Ripe Bananas: Unripe bananas lack sweetness and flavor. Choose bananas that are brown and soft for the best taste.
- Boldly Opening the Oven Door Frequently: This can cause temperature fluctuations. Check for doneness towards the end of baking without opening the door too often.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container for up to 5 days.
- Ensure it cools completely before sealing to prevent moisture buildup.
Freezing Cream Cheese Banana Bread
- Wrap individual slices or whole loaves tightly in plastic wrap.
- Freeze for up to 3 months for optimal freshness.
Reheating Cream Cheese Banana Bread
- Oven: Preheat to 350°F. Wrap in foil and heat for about 10-15 minutes until warmed through.
- Microwave: Heat on medium power for 15-20 seconds per slice, checking regularly.
- Stovetop: Place slices in a skillet over low heat. Cover with a lid for even warming.
Frequently Asked Questions
Here are some frequently asked questions about Cream Cheese Banana Bread that may help you with your baking journey.
What makes Cream Cheese Banana Bread different from regular banana bread?
Cream Cheese Banana Bread includes a creamy cheesecake filling that adds rich flavor and moisture, making it a delightful twist on traditional banana bread.
Can I use different types of bananas?
While ripe yellow bananas are preferred, you can use overripe bananas with brown spots or even frozen bananas as long as they’re thawed and drained well.
How can I customize my Cream Cheese Banana Bread?
Feel free to add nuts, chocolate chips, or dried fruits to your batter before baking for additional flavors and textures.
Can I make this recipe vegan?
Yes, substitutes like plant-based cream cheese, flax eggs instead of regular eggs, and dairy-free sour cream can be used for a vegan version.
How do I know when my Cream Cheese Banana Bread is done?
The bread is done when a toothpick inserted into the center comes out with moist crumbs but no wet batter attached.
Final Thoughts
Cream Cheese Banana Bread is not only delicious but also versatile. You can enjoy it as breakfast or dessert and customize it with various mix-ins. Give this recipe a try; you’re sure to impress friends and family with its creamy filling and rich banana flavor!
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📖 Recipe Card
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Cream Cheese Banana Bread
- Total Time: 1 hour 10 minutes
- Yield: About 12 servings 1x
Description
Indulge in the delightful Cream Cheese Banana Bread, a luscious twist on the classic loaf that combines the sweetness of ripe bananas with a rich cream cheese filling. This moist, flavorful bread is perfect for breakfast, a midday snack, or even as a sweet dessert. Utilizing overripe bananas ensures you make the most of your ingredients while avoiding waste. With its creamy center and golden crust, this banana bread is sure to impress anyone who takes a bite. Whether enjoyed warm with butter or paired with fresh berries, each slice promises to be a comforting treat that will become a favorite in your home.
Ingredients
- 3 ripe bananas
- ½ cup melted butter
- 1 package (8 ounces) cream cheese
- 1 large egg (for filling)
- 2 large eggs (for batter)
- 2 cups all-purpose flour
- ½ cup granulated sugar
- ½ cup light brown sugar
- ½ cup sour cream
- 1 teaspoon vanilla extract
- 1 tablespoon all-purpose flour
- 1 teaspoon baking soda
- ½ teaspoon baking powder
Instructions
- Preheat oven to 350°F and prepare two loaf pans with nonstick spray.
- For the cream cheese filling: Beat cream cheese and sugar until smooth; add egg and vanilla, then mix in flour.
- For the batter: Mash bananas in a bowl, then mix in melted butter and sugars. Add eggs, vanilla, and sour cream.
- In another bowl, whisk flour, baking soda, and powder; combine with wet ingredients until just mixed.
- Pour half the batter into each loaf pan; top with cream cheese mixture, then cover with remaining batter.
- Bake for 50-55 minutes or until a toothpick comes out clean.
- Prep Time: 15 minutes
- Cook Time: 55 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice (77g)
- Calories: 210
- Sugar: 12g
- Sodium: 160mg
- Fat: 9g
- Saturated Fat: 5g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 33g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 40mg





